Why You Should Get Two Property Damage Evaluations?

January 16, 2023

Following an accident, it is important that you receive at least two property damage evaluations. One of these should come from your insurance company, and the other from a repair company. When it comes to property damage claims, insurance companies typically don’t put your interests first, which may lead to them paying out very little for repairs. Continue reading to learn why it is always necessary to obtain a second opinion as a home insurance policyholder.

Benefits of Obtaining Two Property Damage Evaluations

As mentioned above, you should always obtain two property damage evaluations. You can request a free damage assessment from your insurance company. Keep in mind that the insurance company’s goal is to pay out as little as possible for property damage claims. As a result, any adjuster that is dispatched to your home by the insurance company will not accurately report all damages. They will purposely minimize the damage to your property.

Knowing these things should prompt you to look into receiving a second opinion. You need to ensure that you are not receiving a settlement that is unfair. You also need to ensure that the amount you are receiving is going to cover the entire amount of your property damage.

Obtaining a second opinion will ensure that all of your needs are met. You will feel confident knowing that someone is on your side. The adjuster will be able to tell you what your insurance policy will be able to cover and what it will not be able to cover. Without this information, there is no way of actually telling whether your settlement is fair. Make sure that this second adjuster is a company that the insurance company does not have a contract with.

Fighting for Your Claim

There may be some instances where your insurance company may continue to deny your claim or possibly lowball it. It is not rare for insurance companies to purposely take time to process your claim. If this happens to you, even after you have received a second opinion, it is imperative that you reach out to an attorney that can prevent these types of issues from occurring.

There are inspectors and estimators that work with legal teams that can examine and document the damage that they observe in relation to the accident. This will allow you to obtain peace of mind knowing that you are getting a true and accurate estimate.  In this case, if you ever deal with an insurance company that tries to lowball or deny your claim, you will have a legal team to fight for you.  

Categorised in:

Request Your Free
Case Evaluation

Get the legal help you need from
The Law Offices of Max G. Arnold.

Send us a Message

Text Us

We Take Care of Our Clients

June 23, 2025 markos delgado
"Max G. And Diana helped me with my car accident and the situation with my old job. The service and communication are astonishing! They alway..."
June 23, 2025 markos delgado
"Max G. And Diana helped me with my car accident and the situation with my old job. The service and communication are astonishing! They alway..."
June 5, 2025 Judith Pacheco
"The staff of The Law Offices of Max G. Arnold handled my case when I got into a car accident and they were truly the best! The staff here i..."
June 5, 2025 Judith Pacheco
"The staff of The Law Offices of Max G. Arnold handled my case when I got into a car accident and they were truly the best! The staff here i..."
June 4, 2025 Amber walworth
"I absolutely believe had it not been for the help of Max and specifically Misty in the office I would currently be suffering immensely with ..."
The Law Offices of Max G. Arnold